Frequently Asked Questions - FAQ

There are a range of queries you may have regarding payday loans such as qualifying requirements, benefits of payday loans and other issues. Below are answers to common payday advance questions.

 

How quickly can I get my payday loan cash?

Many payday loan providers aim to get cash to you by the next business day.

 

Do I need to be employed to get a payday loan?

Yes, you need to have a job.

 

How long do I have to pay off the payday advance?

The period of time you get to pay back the cash advance can vary by lender, state law and other factors.

You will however be provided with a due date for loan repayment and the amount due will be taken from your designated bank account at this time.



Can I extend the payday loan due date?

You may be able to extend the repayment due date. You should contact your lender if you will not have enough money in your bank account to repay at the due date.

Any extension will result in additional charges.



How much can I lend?

The amount of your payday loan will depend on your personal circumstances highlighted in your payday loan application as well as state law and other regulations.

 

Can I get a payday loan if I have bad credit?

It is possible to get a payday advance with poor credit as your credit history is often not considered during the loan application process.

This differs from many other types of loan where credit checks are a standard requirement and bad credit applicants are not permitted to take out loans.